:root{--ref-bg:#fff;--ref-ink:#0d2a68;--ref-muted:#6f7c9f;--ref-line:#e6eaf5;--ref-blue:#3f63ff;--ref-blue2:#687bff;--ref-soft:#faf8ff;--ref-card:#fff;--ref-shadow:0 10px 32px rgba(67,87,161,.07);--ref-shell:min(1240px,92vw)}
body{background:#fff!important;color:var(--ref-ink)!important;font-family:"DM Sans",system-ui,sans-serif!important;font-size:14px!important}
.nm-top{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94)!important;border-bottom:1px solid #f0f2f8!important;backdrop-filter:blur(12px)}
.nm-nav,.shell{width:var(--ref-shell)!important;margin:0 auto!important}.nm-nav{min-height:58px!important;display:flex!important;align-items:center!important;gap:24px!important}
.nm-brand{display:flex!important;align-items:center!important;gap:8px!important;font-size:20px!important;font-weight:900!important;color:var(--ref-ink)!important}.nm-brand img{width:27px!important;height:27px!important;object-fit:contain!important}
.nm-menu{display:flex!important;align-items:center!important;gap:26px!important;margin-left:auto!important}.nm-menu a{font-size:12px!important;color:#657294!important;font-weight:700!important}.nm-menu .nm-login{margin-left:40px!important}.nm-btn{min-height:40px!important;padding:0 18px!important;border-radius:999px!important;font-size:12px!important;font-weight:800!important}.nm-primary{background:linear-gradient(135deg,var(--ref-blue),var(--ref-blue2))!important;color:#fff!important;box-shadow:0 10px 25px rgba(63,99,255,.18)!important}.nm-secondary{background:#fff!important;color:var(--ref-ink)!important;border:1px solid var(--ref-line)!important}.nm-toggle{display:none!important}
.nm-hero{padding:14px 0 10px!important;background:#fff!important}.nm-hero-grid{display:grid!important;grid-template-columns:44% 56%!important;gap:14px!important;align-items:center!important}.nm-eyebrow,.nm-kicker{color:#3561ff!important;text-transform:uppercase!important;letter-spacing:.08em!important;font-weight:900!important;font-size:9px!important}.nm-eyebrow{display:inline-flex!important;background:#f2f4ff!important;border-radius:999px!important;padding:6px 10px!important}
.nm-hero h1{font-size:clamp(38px,4vw,52px)!important;line-height:.98!important;letter-spacing:-.055em!important;margin:12px 0 10px!important;max-width:560px!important;color:var(--ref-ink)!important}.nm-hero .lead{font-size:17px!important;line-height:1.38!important;max-width:540px!important;color:#6c7898!important;margin:0!important}.nm-actions{display:flex!important;gap:10px!important;margin-top:18px!important}.nm-proof{display:flex!important;gap:20px!important;margin-top:11px!important;color:#6d7999!important;font-size:10px!important;font-weight:700!important}.nm-proof span:before{content:"✓";display:inline-grid;place-items:center;width:15px;height:15px;border:2px solid #7f96ff;border-radius:50%;color:#3e63ff;font-size:8px;margin-right:6px}
.nm-visual{position:relative!important;min-height:300px!important;border-radius:0!important;overflow:hidden!important;background:#fff!important;border:0!important;box-shadow:none!important}.nm-visual>img{position:absolute!important;right:0!important;top:0!important;width:100%!important;height:100%!important;object-fit:cover!important;object-position:center!important;border-radius:0!important;filter:none!important}.nm-float{position:absolute!important;background:rgba(255,255,255,.98)!important;border:1px solid var(--ref-line)!important;border-radius:16px!important;box-shadow:0 12px 30px rgba(53,74,142,.11)!important;padding:12px!important;z-index:3!important}.nm-float h4{font-size:12px!important;margin:0 0 8px!important}.nm-score{left:8px!important;top:42px!important;width:190px!important}.nm-priority{left:178px!important;top:70px!important;width:205px!important}.nm-gauge{height:108px!important;border-radius:14px!important;background:conic-gradient(from 210deg,#dceefd 0 110deg,#6f6dff 110deg 280deg,#edf1fa 280deg 360deg)!important;position:relative!important;display:grid!important;place-items:center!important}.nm-gauge:after{content:"";position:absolute;width:72px;height:72px;border-radius:50%;background:#fff}.nm-gauge div{position:relative;z-index:1;text-align:center}.nm-gauge strong{font-size:22px!important;display:block!important}.nm-gauge span{font-size:8px!important;color:#7d89a6!important}.nm-note{margin-top:8px!important;padding:8px!important;border-radius:10px!important;background:#f7f8ff!important;font-size:8px!important;line-height:1.35!important;color:#76819f!important}.nm-list{display:grid!important;gap:7px!important}.nm-list>div{display:grid!important;grid-template-columns:20px 1fr!important;gap:7px!important}.nm-list b{width:20px!important;height:20px!important;border-radius:50%!important;display:grid!important;place-items:center!important;background:#f0f2ff!important;color:#4a66ff!important;font-size:8px!important}.nm-list strong{font-size:9px!important}.nm-list span{display:block!important;font-size:7.5px!important;color:#7a86a3!important;margin-top:1px!important}
.nm-section{padding:16px 0!important}.nm-intro{display:grid!important;grid-template-columns:300px 1fr!important;gap:18px!important;align-items:center!important}.nm-title{font-size:clamp(24px,2.4vw,31px)!important;line-height:1.02!important;letter-spacing:-.045em!important;margin:4px 0 0!important;color:var(--ref-ink)!important}.nm-cards{display:grid!important;grid-template-columns:repeat(3,1fr)!important;gap:10px!important}.nm-card{background:#fff!important;border:1px solid var(--ref-line)!important;border-radius:13px!important;box-shadow:none!important;padding:13px!important;min-height:82px!important}.nm-card-icon{float:left!important;width:35px!important;height:35px!important;border-radius:50%!important;display:grid!important;place-items:center!important;background:#f1f2ff!important;color:#3e63ff!important;margin:0 10px 26px 0!important;font-size:16px!important}.nm-card h3{font-size:12px!important;margin:3px 0 3px!important}.nm-card p{font-size:9px!important;line-height:1.4!important;color:#7783a0!important;margin:0!important}
.nm-band{background:linear-gradient(180deg,#fffaf8 0%,#fff 100%)!important;border:0!important;border-radius:18px!important;padding:16px 18px!important;box-shadow:none!important}.nm-steps{display:grid!important;grid-template-columns:300px repeat(4,1fr)!important;gap:12px!important;align-items:center!important}.nm-step{padding:0 8px!important}.nm-step .num{width:25px!important;height:25px!important;font-size:8px!important;border-radius:50%!important;background:#f0f2ff!important;color:#3f63ff!important;display:grid!important;place-items:center!important;margin-bottom:6px!important}.nm-step strong{font-size:10px!important}.nm-step p{font-size:8.5px!important;line-height:1.35!important;margin:4px 0 0!important;color:#7783a0!important}
.nm-sector-row{display:grid!important;grid-template-columns:280px 1fr!important;gap:16px!important;align-items:center!important}.nm-pills{display:flex!important;gap:8px!important;flex-wrap:wrap!important}.nm-pill{padding:8px 13px!important;border:1px solid var(--ref-line)!important;border-radius:999px!important;background:#fff!important;color:#6b7898!important;font-size:9px!important;font-weight:700!important;box-shadow:none!important}
.nm-proofcards{display:grid!important;grid-template-columns:280px 1fr 1fr 1fr!important;gap:10px!important;align-items:stretch!important}.nm-proofcard{background:#fff!important;border:1px solid var(--ref-line)!important;border-radius:12px!important;padding:12px!important;box-shadow:none!important}.nm-proofcard .quote{font-size:25px!important;color:#9e8cff!important;line-height:.6!important}.nm-proofcard p{font-size:9px!important;line-height:1.45!important;color:#687695!important;margin:5px 0 9px!important}.nm-proofcard strong{font-size:9px!important}.nm-proofcard span{display:block!important;font-size:8px!important;color:#8a94ad!important;margin-top:2px!important}
.nm-faq-grid{display:grid!important;grid-template-columns:270px 1fr 390px!important;gap:14px!important;align-items:stretch!important}.nm-faq{background:#fff!important;border:0!important;border-radius:0!important;padding:0 12px!important}.nm-faq details{padding:10px 0!important;border-bottom:1px solid var(--ref-line)!important}.nm-faq summary{font-size:9px!important;font-weight:800!important}.nm-faq p{font-size:8px!important;line-height:1.4!important;color:#7783a0!important;margin:6px 0 0!important}.nm-cta{position:relative!important;overflow:hidden!important;background:linear-gradient(135deg,#f5f1ff,#f8f9ff)!important;border:1px solid #e9e5fb!important;border-radius:15px!important;padding:16px 180px 16px 18px!important;min-height:115px!important;box-shadow:none!important}.nm-cta:after{content:"";position:absolute;right:0;bottom:0;width:170px;height:100%;background:url('cta-reference-nm.png') right bottom/cover no-repeat}.nm-cta h3{font-size:22px!important;line-height:1!important;letter-spacing:-.04em!important;margin:0 0 7px!important}.nm-cta p{font-size:9px!important;line-height:1.4!important;color:#74809e!important;margin:0 0 10px!important;max-width:230px!important}
.nm-footer{border-top:1px solid #eef1f7!important;background:#fff!important;padding:10px 0!important;margin-top:8px!important}.nm-footer-inner{width:var(--ref-shell)!important;margin:0 auto!important;display:flex!important;justify-content:space-between!important;align-items:center!important;font-size:8px!important;color:#8993aa!important}.nm-footer-links{display:flex!important;gap:18px!important}.nm-footer img{width:20px!important;height:20px!important}
/* keep internal pages in same family */
.neo-global-nav,.topbar,.nav{background:rgba(255,255,255,.95)!important;border-bottom:1px solid #f0f2f8!important;box-shadow:none!important}.neo-global-brand-copy small,.brand-copy small{color:#8a95ad!important}.neo-global-menu a,.nav-links a{color:#657294!important}.neo-global-cta,.nav-cta,.btn-primary,.primary{background:linear-gradient(135deg,var(--ref-blue),var(--ref-blue2))!important;border-radius:999px!important;color:#fff!important}.sa-card,.card,.answer-box,.expert-step,.scenario-box,.method-note,.seo-cta-box,.article-faq-item,.author-box{border-radius:16px!important;border-color:var(--ref-line)!important;box-shadow:none!important}.sa-hero,.seo-hero,.article-header,.expert-hero,.hero:not(.nm-hero){background:#fff!important;color:var(--ref-ink)!important}.sa-hero h1,.article-title,.expert-section h2,.sa-title,h1,h2,h3{color:var(--ref-ink)!important}
@media(max-width:1050px){.nm-menu{display:none!important;position:absolute!important;top:60px!important;left:4vw!important;right:4vw!important;background:#fff!important;border:1px solid var(--ref-line)!important;border-radius:16px!important;padding:14px!important;flex-direction:column!important;align-items:flex-start!important;box-shadow:var(--ref-shadow)!important}.nm-menu.open{display:flex!important}.nm-toggle{display:inline-flex!important;margin-left:auto!important}.nm-hero-grid,.nm-intro,.nm-sector-row,.nm-faq-grid{grid-template-columns:1fr!important}.nm-steps{grid-template-columns:1fr 1fr!important}.nm-steps>div:first-child{grid-column:1/-1}.nm-proofcards{grid-template-columns:1fr 1fr!important}.nm-proofcards>div:first-child{grid-column:1/-1}.nm-visual{min-height:330px!important}}
@media(max-width:700px){.nm-nav{min-height:56px!important}.nm-hero{padding-top:12px!important}.nm-hero h1{font-size:36px!important}.nm-hero .lead{font-size:15px!important}.nm-cards,.nm-steps,.nm-proofcards{grid-template-columns:1fr!important}.nm-visual{min-height:315px!important}.nm-visual>img{width:100%!important;opacity:.58!important}.nm-score{left:6px!important;top:28px!important;transform:scale(.83);transform-origin:top left}.nm-priority{left:auto!important;right:-12px!important;top:76px!important;transform:scale(.78);transform-origin:top right}.nm-cta{padding-right:120px!important}.nm-cta:after{width:120px!important}.nm-footer-inner{flex-direction:column!important;gap:8px!important;align-items:flex-start!important}.nm-menu .nm-login{margin-left:0!important}}
@media(min-width:1051px){.nm-hero-grid{grid-template-columns:46% 54%!important}.nm-hero h1{font-size:45px!important;max-width:590px!important}.nm-visual>img{object-position:right center!important}}